Highest Paying Online Casinos in 2025 – Best RTP & Payout Rates

My Verdict on Our Top 5 Casinos with Highest Payouts

Which online casino has the best payouts? Hang on, as that’s what we’re about to find out. Based on our expert analysis, the top five casino sites below are the best to sign up with:

1. Oshi Casino (97% RTP) — Highest paying online casino overall

Oshi takes the position as our number one highest payout online casino. The site merits this rank since it impresses in various areas, including games, bonuses, and security. Besides, it boasts a solid reputation, as the casino has been around since 2015. For the record, Oshi won the Casino Guru 2023 Award for Most Transparent Casino.

Oshi welcomes players from many countries and is available in nine different languages. Another reason we place Oshi Casino at the top is because it features a friendly interface. The blue and black theme appears premium, and the responsive interface means you can play on any device.

Read full Oshi Casino review

Editor’s comment: I’m sure you know how important RTP is. Oshi Casino offers an impressive RTP percentage across its games, with many slots exceeding 97%.

2. Rolling Slots Casino (96,7% RTP) — Best for slots

During our review, we found several highest payout online casino slots in its collection. Plus, Rolling Slots only works with the best software providers like Pragmatic Play, BGaming, and Play’n GO.

The slots at Rolling Slots are available in variants such as Free Spins, Megaways, Bonus Buys, and Jackpots. They’re neatly arranged, so it’s easy to find what you prefer playing. Additionally, it’s possible to sort the lobby by your favorite provider. Based on our reviews, some of the best slots to play at Rolling Slots Casino are Bonanza (96,5% RTP) and Gates of Olympus (95,51% RTP).

Read full Rolling Slots Casino review

Editor’s comment: As a slot enthusiast, I value the casino’s promotions, such as up to 200 free spins on selected games. The list of these games often changes, which increases my interest.

3. SG Casino (96,5% RTP) — Best for live dealer games

SG Casino boasts an extensive collection of games. The main developers powering the category include Evolution, Pragmatic Play Live, Playtech, and BetGames. You’ll find live dealer blackjack and baccarat games with above 98% RTP.

The titles feature broad betting limits. Some top picks from our review are ONE Blackjack and Grand Baccarat. Note that the live dealer games at this highest payout casino online don’t support demo modes like slots. However, you can watch the live stream and watch without betting. We recommend this for each new live table you intend to join.

Read full SG Casino review

Editor’s comment: I’m proud to say the casino offers VIP-exclusive tables with higher betting limits and personalized interactions for high rollers. Yes, I am a big spender 😀

4. Goodman Casino (97% RTP) — Best for responsible gaming

Goodman Casino gets our recommendation for its range of responsible gaming tools. You can apply personal limits to your gameplay on the site. Tools include deposit, wager, loss, and activity restrictions. These will help you avoid gambling problems while enjoying your favorite highest payout casino games.

Furthermore, Goodman Casino supports Cooling-Off Limits and Self-Exclusion. You don’t have to contact the customer team to activate them. To provide further help, the high payout casino features contacts of top organizations like Gamblers Anonymous, GamCare, and Gambling Therapy.

Read full Goodman Casino review

Editor’s comment: I’m sure that is the most responsible casino in the world! It allows you to track your gaming sessions and expenditures in real-time. It also provides customizable session reminders.

5. Bovada Casino (96% RTP) — Best for reputation and trustworthiness

Bovada is available in the United States, and it speaks volumes about the operator’s compliance with strict regulatory requirements. Also, the site launched in 2011, meaning it’s been operating for 14+ years. Considering these factors, Bovada ranks as the best if you’re particular about reputation.

When you need support, you can count on the live chat or email option. Naturally, the live chat is the best since you get responses in real time. Also, there’s the Bovada Community, where you can share questions and get answers from other users.

Read full Bovada Casino review

Editor’s comment: I must also highlight the help center, which is pretty comprehensive and covers all you’ll want to learn about.

What is a High Payout Casino?

Simply put, high payout casinos are gaming platforms with a notably high Return to Player (RTP) percentage. Any site with 96% RTP and above qualifies for this category. With them, you can expect to win up to $96 out of every $100 you wager in the long run. In contrast, regular casinos have payouts between 90% to 95%.

Based on our findings, the highest payout online casinos ensure transparency in their games. They work with trusted software providers such as NetEnt, Pragmatic Play and Microgaming, which are known for offering above-average RTPs.

Of all games, the stand out in a high paying casino site is blackjack, with up to a 99.5% RTP. Next is video poker, with 99.5% as well, and then baccarat, with 98.9%.

Fact: Although slots are a staple at high payout casinos, they’re not as profitable as blackjack and baccarat since outcomes depend entirely on luck.

Online Casinos With High Win Rate – Scam or Not?

To draw the curtain, the highest payout online casino sites are not scams. They exist and can actually boost your odds of winning in the long run. However, that’s only possible if you use the trusted casinos.

Benefits and Drawbacks of Highest Payout Casinos

To decide if the highest payout online casino is suitable for you, consider these pros and cons:

Best Paying Online Casinos: How to Choose the Right Site

If you randomly pick your highest payout casino online, you’ll most likely run into challenges such as unfair terms and rigged games. Instead, we advise you to take the time to research and choose carefully. Here are six points we encourage you to consider during the process:

License

A casino with a license operates under strict regulatory requirements, ensuring it takes players’ well-being seriously. We recommend going for the highest paying casinos with a license from renowned bodies like the UK Gambling Commission, Malta Gaming Authority, or Curacao Gaming Control Board.

High level of payout percentage

As hinted earlier, the RTP is a key determinant of high payout online casinos. Our experts place the benchmark at 96% during our review, and you should do the same.

However, a high RTP alone isn’t reliable if the site has poor security. Therefore, also look out for independent bodies that audit the RTPs, like eCOGRA, iTech Labs, and Gaming Labs International (GLI).

Fact: Casinos with verification from eCOGRA, iTech Labs, or GLI will always display a seal and link to their certificate. Check the footer area for this.

Wide range of payment methods

There’s no use for high payouts if you go through hassles to receive your winnings. Therefore, the best online casinos that payout instantly must offer a broad range of reliable payment methods. This includes bank cards, e-wallets, bank transfers, and cryptocurrency. Overall, we identify cryptocurrency as the best for quick payouts. With these digital coins, you’ll receive your funds immediately or within a few seconds.

Variety of games

Games determine whether a gaming site has a high RTP. In this aspect, it’s important that the categories vary so you’ll easily find something that suits your preferences. However, it’s more crucial that the games are from reputable software providers like NetEnt, Pragmatic Play, Evolution, and Microgaming. That’s the only way to ensure the results are fair and there’s no foul play.

Supporting responsible gaming

It’s easy to overplay on a casino offering high payouts since you have better chances of winning. However, this can lead to irresponsible gambling and problems like addiction and debt. To prevent this, pick a casino with safe gaming tools such as deposit limits, time breaks, and self-exclusion.

Bonus and promotion conditions

Of course, attractive promotions are a major draw at casinos with increased payouts. Yet, you shouldn’t just look at the bonus amounts. We suggest paying more attention to the T&Cs, as that’s where the true value lies. For instance, a 200% bonus may sound superb, but if it has a 45x wagering requirement, it’ll be impossible to take your winnings.

Tip: I always weigh the bonus amount and wagering requirement to determine if a promotion is worth claiming. To me, a 1:20 to 1:30 ratio is ideal.

Comparison of Best Online Casinos that Payout

How to Start Playing at Casinos with the Best Payouts

Kicking off your journey at highest payout casinos doesn’t have to be difficult. From firsthand experience, I’ve put together a simple step-by-step guide:

Tip: If you’re going with slots, select games with features such as cascading reels, bonus rounds with free spins, and random multipliers. These can potentially boost your chances of winning.

Bonuses at Highest Payout Casinos

At online gaming sites with the best online casino payouts, you can expect a variety of promotions, including:

• Welcome bonus
• Free spins
• Reloads
• No deposit bonus

These offers can be exciting, but the terms and conditions are the most important. First, confirm that the promotions can be used to play high RTP games, most especially slots. Next, weigh the wagering requirement if it’s something you can handle within the validity period.

Why High Payouts Are Not a Guarantee of Success

Joining a casino with highest payout rates is a benefit, but it doesn’t mean you’ll win all the time. The outcome of your gaming rounds depends on multiple factors, and here’s what you should know:

• RTP is a theoretical indicator: Keep in mind that the RTPs provided by software developers are essentially theoretical. The true return rate may vary during actual gameplay. Also, a high RTP only suggests a better chance of winning in the long run. It doesn’t influence your short-term successes, which can significantly vary.
• Luck plays a big role: All reputable software providers use certified Random Number Generators (RNGs). This isn’t just limited to slots but also options like blackjack, roulette, baccarat, and poker. Therefore, the outcomes of rounds are entirely random, and winning is largely based on chance. To score high payouts, you need to have huge luck for the most part.
• The casino always has an advantage: It’s more or less impossible to get a 100% RTP from a game — if such exists, it won’t be available at any casino. The gaming operator always has an advantage, so they get something out of every bet. Hence, regardless of how favorable the payout rates are, there’s a chance of things not going your way from time to time.
• Skill matters in high win games: This particularly refers to categories like blackjack, video poker, and baccarat. These games have the highest RTPs at online casinos, but they require a strategy to play. Therefore, your odds of actually winning depend on your skill level. That’s why well-experienced players tend to win more during gameplay.

The Highest Payout Casino Games to Play

Not all games at casino sites offer high payouts, even when you play successfully. I will tell you about the ones that you should give preference to if you’re especially interested in getting the best online casino payouts.

Blackjack: 99.5% and higher

With the right strategy, you can boost your odds of winning in blackjack to as high as over 99.5%. For instance, one of the best live blackjack games at the top casinos we recommend is Lightning Blackjack. The title is operated by Evolution and offers a 99.56% RTP. To take advantage of this high return, you need to perfect when to hit, stand, double down, or split.

Baccarat: 98.9% and higher

The RTP in Baccarat actually depends on which side you’re betting on. For the Player’s hand, it’s approximately 98.76%, while the Banker offers the highest at above 98.9%. This is because statistics confirm the Banker’s hand wins more regularly than the Player’s. Notably, betting on a tie isn’t ideal if you’re chasing high payouts — the RTP is only around 85.86%.

Tip: Some baccarat variants take a 5% commission on Banker bets, so consider it when wagering.

Video Poker: 99.5% and higher

One key fact to note is that video poker has many variants, including:

• Jacks or Better — up to 99.5% RTP
• Joker Poker — up to 98.5% RTP
• Tens or Better — up to 99.14% RTP

Clearly, each of these ranks among the highest payout casino games, and they’re not exaggerated. One example is Jacks or Better by Red Rake Gaming, which has a theoretical 99.55% RTP.

Pai Gow Poker: 98.4% and higher

You may not be too familiar with Pai Gow Poker, but it’s a unique version of the table card game that draws influence from the traditional Chinese gambling game. The up 98.4% RTP may not be the highest, but we recommend it because it’s consistent.

Craps: 98.6% and higher

If you fancy dice games, craps offers a good payout percentage of up to 98.6%. It’s popular as a highest payout casino game thanks to its variety of betting options. However, Pass Line and Don’t Pass Line are the best, with approximately 98.59% and 98.64% RTP, respectively. We won’t advise going for complex bets like props and hardways. They reduce the RTP to less than 85%.

Online slots

Unlike the other games, online slots require no strategy. All outcomes depend on chance. Hence, they’re not actually the best when it comes to high payout games. Nevertheless, these games remain the most popular since they’re available in diverse variants. There are classics, Megaways, cascading reels, bonus buys, hold and wins, jackpots, and many more.

Generally, online slot RTPs range from 85% to 98% or higher. To get the highest payout online casino slots, it’s best to narrow your range to games with RTPs above 98%. Here are some slots I recommend:

• Mega Joker by NetEnt: 99% RTP
• Ugga Bugga by Playtech: 99.07% RTP
• 1429 Uncharted Seas by ThunderKick: 98.5% RTP
• Jackpot 6000 by NetEnt: 98.9% RTP

Available Payment Methods

At high payout online casinos, the standard payment methods are debit cards, e-wallets, bank transfers, and crypto. You can go with any you prefer, but pay attention to their security features, processing time, and fees.

Payment Method	Type	Deposits	Withdrawals	Minimum limit	Maximum limit	Payout processing time
VISA/MasterCard	Bank card	Yes	Yes	$10 to $20	$10,000+	1 to 5 working days
Skrill	E-wallet	Yes	Yes	$5 to €/$20	$5,000 to $10,000	0 to 24 hours
PayPal	E-wallet	Yes	Yes	$10 to €/$20	$5,000 to $10,000	0 to 24 hours
Paysafecard	Prepaid card	Yes	No	$5 to $10	$100 to $500	N/A
Bitcoin	Cryptocurrency	Yes	Yes	$1 to $30	$50,000+	Instant
Tether	Cryptocurrency	Yes	Yes	$1 to $30	$50,000+	Instant
Wire Transfer	Bank transfer	No	Yes	$20 to $50	$100,000+	1 to 5 working days

Fact: Cryptocurrency is the best payment method at the highest payout online casinos because it offers instant processing with high limits.