Online Casino Payment Methods — Deposits and Withdrawals
Modern online casinos give you plenty of payment options, each with its own perks. Some are more familiar. Others offer better security, some process transactions lightning-fast, and others keep you completely anonymous—while a few combine these benefits. Whether you’re new to online gaming or a seasoned player, it’s essential to pick the deposit and withdrawal method that fits your needs, from transaction limits to service quality.
In this guide, we’ll break down everything you need to know about payment methods in online casinos and help you choose the best one for you.
Best Deposit and Withdrawal Methods for Online Casinos
Regarding online casino payments, options generally fall into five main categories. The most popular choice is e-wallets, which offer a versatile way to handle both deposits and withdrawals. Other methods include credit and debit cards, prepaid cards, bank transfers, and cryptocurrency. Let’s break down each payment type and highlight some of the most popular options.
E-wallets
E-wallets are a quick, easy, and anonymous way to pay at online casinos. They allow for instant deposits and fast withdrawals without fees, and you don’t have to share your main card or bank account details. There are plenty of e-wallets to choose from—PayPal, Cash App, Skrill, Zimpler, Apple Pay, Google Pay, Neteller, and more. Each offers its own benefits and incentives to attract users.
| Online Casino Fees | 0% |
| Average Deposit Time | Instant |
| Average Deposit Limits | $10 – $10,000 |
| Average Withdrawal Time | Instant |
| Average Withdrawal Limits | $10 – $10,000 |
Pros and Cons of E-wallets:
- Available for both deposits and withdrawals;
- Wide range of limits;
- No fees;
- Easy-to-use betting options, spin speed controls, autoplay, and more;
- Bonus symbols, special features, and unique mechanics;
Convenience Tip:
Almost every e-wallet has a mobile app for iOS and Android, making payment confirmation a breeze. Plus, it adds an extra layer of security if you prefer playing from your phone.
PayPal
PayPal is one of the most versatile payment methods, available in almost every country worldwide. It’s commonly used for deposits through gift card purchases, but some casinos accept direct payments too. While PayPal isn’t always available for withdrawals, it offers some of the best limits—up to $60,000 per transaction with no fees.
Skrill
Skrill is as versatile as most e-wallets and is available worldwide. It’s great for both deposits and withdrawals and comes with a user-friendly app. The only downside is that many European online casinos don’t offer bonuses for Skrill deposits due to its anonymity. However, this isn’t usually an issue in U.S. and Canadian casinos.
Apple Pay
Apple Pay is a top choice for iOS users, especially those who play on mobile. It allows for quick and easy deposits without needing to enter your card details. Apple Pay is widely available, including in the U.S., Canada, New Zealand, and the UK.
GPay
Google Pay is the go-to e-wallet for Android users. It’s available in all countries and is the easiest payment method when playing on mobile, especially if you use a dedicated casino app. Payment confirmation is often as simple as a fingerprint or FaceID, making deposits hassle-free.
Neteller
Neteller is another popular e-wallet for online casinos worldwide. It’s ideal for both deposits and withdrawals, offering fast transactions with no fees and easy-to-use features. However, keep in mind that some online casinos in the UK and New Zealand exclude Neteller deposits from bonus promotions due to their anonymity.
Cash App
Cash App is one of the most popular payment apps, allowing for instant deposits up to $2,000. However, the withdrawal feature is still in development. Cash App is available to U.S. residents but is currently not accessible in other countries.
Fun Fact:
Every country has its own local e-wallet that most people use for online payments. However, global e-wallets like PayPal, Skrill, and Neteller are popular worldwide and are often used for playing at international online casinos.
Debit and Credit Cards
Visa, MasterCard, American Express, and other debit and credit cards are some of the most popular ways to pay at online casinos. Almost everyone has a card and knows how to use it for online purchases, making it a super convenient option. While sharing your card details can seem risky, as long as you’re playing on legit sites, your info is secure.
| Online Casino Fees | Up to 4% |
| Average Deposit Time | A few hours |
| Average Deposit Limits | $20 – $5,000 |
| Average Withdrawal Time | 1-2 days |
| Average Withdrawal Limits | $20 – $5,000 |
Pros and Cons of Debit and Credit Cards:
- Works for both deposits and withdrawals;
- No need to sign up for extra services;
- Accepted at almost every online casino;
- Requires sharing card details;
- Payments can take longer to process;
Visa
Visa cards are accepted at legal online casinos worldwide, allowing you to deposit instantly and even withdraw funds. To make a payment, simply enter your card details and confirm the transaction through your bank, ensuring a high level of security. Most payments are processed without fees, though some card issuers may charge up to 4%.
Mastercard
MasterCard is another popular choice, available at almost every online casino for deposits. While some casinos don’t support withdrawals to MasterCard, this is becoming less common. The only time you might face a fee is if currency conversion is required, but otherwise, transactions are typically free.
American Express
In the U.S., players can use American Express cards, which are widely accepted for quick and easy deposits. While these cards are rarely used for withdrawals, they typically don’t come with fees unless currency conversion is involved. Another advantage is the wider deposit limits, allowing payments from as little as $1.
Important Tip!
When using any debit or credit card for online payments, be sure to review the terms of your card issuer. Most cards allow fee-free payments if you’re using your own funds, but there might be charges if you’re using your credit limit, so it’s good to know this in advance.
Prepaid Cards
Prepaid cards, or vouchers, are one of the safest ways to deposit money into your online casino account. You don’t need to create an account—just buy a card from a third-party site, pay using your preferred method, and you’re good to go. When you enter the voucher code at the casino, your money is transferred securely without sharing any personal info, making it a worry-free option.
| Online Casino Fees | 0% |
| Average Deposit Time | Instant |
| Average Deposit Limits | $10 – $2,000 |
| Average Withdrawal Time | ❌ |
| Average Withdrawal Limits | ❌ |
Pros and Cons of Prepaid Cards:
- Anonymous deposits;
- Easy to use;
- No fees;
- Fixed voucher amounts;
- Can’t be used for withdrawals;
Cashlib
CASHlib is the most popular prepaid card system in New Zealand, the UK, and other European countries. You can buy a CASHlib voucher from any participating site using your preferred payment method without needing to create an account or download any apps. When it’s time to deposit at an online casino, simply enter the code sent to your email.
Paysafecard
Paysafecard is a versatile prepaid card option that can be used by anyone, anywhere. After purchasing a card with your preferred payment method, you’ll receive a 16-digit code to enter at the casino for instant deposits. They even offer an app for quick code generation and the option to link a card for instant payments without going through third-party sites.
Paynearme
Paynearme is a growing payment method in U.S. online casinos. It’s a local system that allows you to pay with cash using a barcode. Just generate a barcode for your casino deposit, take it to any store that accepts Paynearme, and pay with cash at the register—the money is instantly credited to your casino account.
Fun Fact:
Paysafecard allows you to download their app, create an account, and link a MasterCard to it, turning it into a virtual wallet for both deposits and withdrawals. While this feature is still catching on, it has the potential to become a top choice for online casino payments and withdrawals shortly.
Bank Transfers
Bank transfers are available at every legal online casino and are a great option if you’re dealing with large sums of money. Many casinos don’t set maximum limits on bank transfer deposits, and they let you withdraw your full winnings. Besides the traditional bank transfer, you can also use instant banking services for faster transactions.
| Online Casino Fees | Varies by bank |
| Average Deposit Time | Instant |
| Average Deposit Limits | Starting at $10 |
| Average Withdrawal Time | 3-5 days |
| Average Withdrawal Limits | Starting at $50 |
Pros and Cons of Bank Transfers:
- Available at every legal casino;
- Can be used for both deposits and withdrawals;
- Highest transaction limits;
- Requires sharing bank account details;
- Slower withdrawal times;
Wire Transfer
Traditional wire transfers are accepted at every online casino and are often one of the only ways to withdraw funds. While not the fastest payment option, wire transfers are highly secure since the bank thoroughly verifies all transactions. The biggest advantage is that you can make deposits and withdrawals with virtually no limits.
Trustly
Trustly is the most popular instant banking service, available worldwide and living up to its trustworthy name. It allows for instant deposits of any amount, reducing wait times when funding your account. However, its withdrawal options are limited, so you may need to use a standard bank transfer to cash out.
Alternative!
In Canada and the U.S., Interac is a strong competitor to Trustly. It’s another intermediary between players and banks, offering quick deposits and even withdrawals within a day instead of the typical 3-5 days.
Zimpler
Zimpler is another popular instant banking option with no fees. This service acts as a middleman between the online casino and the player’s bank account, speeding up the deposit process. However, Zimpler is hard to find in U.S. and Canadian casinos, as it’s a Swedish service primarily used in European online casinos, including those in the UK.
Instadebit
For Canadians, Instadebit is a solid instant banking choice. It allows you to transfer funds directly from your bank account to the casino almost instantly. You can also set up an Instadebit account to use it as an e-wallet, making it easy for both deposits and withdrawals.
Cryptocurrency
Cryptocurrency is one of the safest ways to pay online, thanks to blockchain technology that offers top-notch security. It’s also completely anonymous, which helps protect your main bank account from fraud. You can use cryptocurrency for both deposits and withdrawals and some crypto casinos even offer special bonuses when you use it.
| Online Casino Fees | 0% |
| Average Deposit Time | Instant |
| Average Deposit Limits | Unlimited |
| Average Withdrawal Time | A few hours |
| Average Withdrawal Limits | Unlimited |
Cryptocurrency Pros and Cons:
- No fees;
- Anonymity and security;
- Fast transactions;
- Requires a cryptocurrency wallet;
- Not available at all casinos;
Bitcoin
More and more online casinos are recommending Bitcoin as a primary payment method, offering special bonuses, higher limits, and even a dedicated section for Bitcoin games. Bitcoin transactions are borderless, making it the most anonymous and secure payment option—perfect if you’re familiar with how it works.
Quick Tip!
Bitcoin is the most popular cryptocurrency, but it often has higher minimum deposit and withdrawal amounts. If you’re looking for lower limits, consider using other options like Ethereum, Litecoin, Tether, Solana, DAI, or Dogecoin, where you can usually deposit as little as $5-$10. Bitcoin, on the other hand, often requires a minimum of $30.
How to Choose the Best Payment Method: Expert Tips
The best payment method should be simple, fast, and safe. You want to be able to deposit money into your online casino account instantly and withdraw your winnings without any hassle. Besides being convenient and easy to use (especially on mobile), it’s important to pick a method that’s secure, fee-free, and backed by 24/7 customer support. Here are the key things to consider when choosing the right payment method for online casinos.
Security
Even if you’re playing at a licensed and reputable online casino, you don’t have to share your main financial information. If a payment method allows you to keep your bank or card details private, that’s a big plus for security. While depositing with Visa, Amex, or MasterCard is generally safe at legal casinos, options like PayPal, Neteller, PaysafeCard, or Bitcoin offer even greater protection by not sharing your details with the casino.
Speed of Payment Processing
Speed matters when it comes to moving money in and out of your casino account. The quicker deposit and cashout, the better. Vouchers, e-wallets, and cryptocurrency are some of the fastest options—Cash App, Skrill, CASHlib, and Paynearme are great for speedy deposits, though not all support withdrawals. Cryptocurrency is the fastest for withdrawals, often taking less than 24 hours, while bank transfers can take up to five days.
Fees
No one wants to lose money to fees when making deposits or withdrawing winnings. Some payment methods may charge fees that reduce your deposit amount (which can affect bonus activation) or take a cut from your withdrawals, ranging from 1% to 4%. Credit and debit cards are more likely to come with fees, which is why many players prefer e-wallets, where deposits and withdrawals are usually fee-free. The only fees might involve currency conversion.
Heads up!
E-wallets like PayPal might be fee-free for deposits and withdrawals, but they have their own fees for other services—PayPal, for example, charges $1.50 to link a bank card and $3 for a failed transaction.
Ease of Use on Mobile
These days, most players want to do everything on their phones, including payments. So, if a payment method works seamlessly on mobile or has its own app, it’s a big plus. Apple Pay and Google Pay are top picks since they’re built right into your phone, making transactions super easy. PayPal, Skrill, Neteller, Trustly, and PaysafeCard also have great mobile apps.
Customer Support
Unfortunately, no system is immune to glitches, so payment issues can arise with any method. It’s crucial that your payment provider offers quick and reliable customer support, available 24/7. Whether you’ve entered the wrong details or a payment was declined due to a server issue, you want it resolved immediately without waiting for business hours. Luckily, most electronic payment methods come with around-the-clock support.
Potential Casino Bonuses
A growing trend in online casinos is offering bonuses for using certain payment methods. Crypto casinos, for example, often reward Bitcoin deposits with special welcome bonuses and promotions with lower wagering requirements. Some casinos also offer bonuses for deposits made through MuchBetter or eZeeWallet. On the flip side, some payment methods, like Skrill and Neteller, might not qualify for deposit bonuses in many online casinos.
How to Make a Deposit at an Online Casino
Ready to fund your online casino account and start playing for real money? Follow these simple steps to make a safe and easy deposit:
1. Sign Up
First, pick a trustworthy online casino with a good reputation and a valid license—this ensures your deposits are secure and the games are fair. You can check out our top-rated casinos, where we regularly update rankings and thoroughly review each site. Once you’ve chosen your casino, sign up; it’s quick and only requires basic info like your email, password, phone number, and name.
2. Go to the Cashier
After registering, you’ll usually be taken straight to the Cashier section. If not, just click the wallet icon or the “+” sign at the top of the screen to get there. Some casinos might ask you to fill out your profile first by adding details like your birthdate and address. It’s a quick step, so go ahead and complete it to proceed.
3. Choose a Payment Method
In the Cashier section, you’ll see all the available deposit options. You’ll also find the transaction limits, which can help you pick the best method based on how much you want to deposit. Make sure to check if your payment method qualifies for a bonus and if it can be used for withdrawals, too—this will save you hassle later on.
4. Confirm Your Payment
Enter your payment details as prompted, then follow the instructions to confirm the transaction. Depending on the method you choose, you might need to verify the payment via SMS, mobile banking, or by entering a voucher code. Just confirm the payment and the money will be transferred to your casino account.
5. Start Playing
Once your payment is confirmed, refresh the page, and your balance will show the deposit amount. Now, you’re ready to dive into any real money slot, table game or live game. You’ll see your balance in the corner of the screen, and if you claim a bonus, you’ll also see a separate bonus balance to use in your games.
How to Withdraw Funds from an Online Casino
Successfully withdrawing your winnings from an online casino depends on following the right steps. To get your money quickly and without any issues, follow this guide:
1. Meet the Casino’s Requirements
To ensure a smooth withdrawal, make sure you’ve met all the casino’s rules. First, complete the verification process by submitting any required documents to confirm your account details. You’ll also need to wager the total amount of your deposits at least once to avoid any fees due to anti-money laundering (AML) policies. Lastly, make sure you’ve met all the wagering requirements for any bonuses you’ve claimed.
2. Choose Your Withdrawal Method
You can only withdraw money using the payment method you used to make at least one deposit. If you haven’t done this, you’ll need to verify your payment method first. For example, if you’ve been using vouchers, you’ll need to make a small deposit with a credit card or e-wallet since vouchers can’t be used for withdrawals.
3. Submit a Withdrawal Request
Once you’ve picked your payment method, submit a withdrawal request. Make sure the amount you request is within the limits for that payment method—usually between $10 and $5,000 per transaction. Also, keep in mind that some casinos have monthly withdrawal limits, ranging from $20,000 to $50,000, while others have no limits at all.
4. Wait for Approval
After submitting your request, the casino’s finance team will review it. This usually takes up to 24 hours, but it can take up to 72 hours in some cases. They’ll check your account details, make sure all conditions are met, and verify that any bonus requirements have been fulfilled. If there’s an issue, they’ll let you know so you can fix it and resubmit your request.
5. Receive Your Money
If everything checks out, your money will be on its way. The time it takes to receive your funds depends on the payment method you choose. E-wallet withdrawals can be instant, while cryptocurrency transactions typically take up to 24 hours. Bank cards and transfers take the longest, usually between 2-5 days.
Casino Transaction Tips
Our experts have put together some tips to help you successfully deposit and withdraw funds at online casinos:
- Choose Legal Sites: Stick to licensed casinos for a safe experience, convenient payment methods, and strong privacy policies—crucial when making online payments.
- Use Trusted Payment Methods: If you’ve been using PayPal and are happy with it, choose a casino that accepts PayPal rather than trying to figure out Bitcoin at the last minute.
- Be Prepared for KYC Verification: Some casinos allow you to complete the KYC (Know Your Customer) verification process in advance by uploading a photo of your ID in your account settings. This is the best approach. However, be ready to provide additional documents when withdrawing funds.
- Check Withdrawal Availability: Make sure your payment method can also be used for withdrawals to save time on account verification. Also, confirm if it qualifies for receiving bonuses.
- Follow Casino Rules: If you break any betting rules while a bonus is active, it could not only void the bonus but also lead to extra checks and delays in withdrawing your money.
Legal Payment Methods for Online Casinos by Country
Some payment methods are only available in certain countries. For example, Paynearme can only be used at select online casinos in the U.S. since it’s only legal there—you won’t find cash payment points for it in the UK or Canada. On the other hand, Instadebit is only available in Canada, and it doesn’t support players with bank accounts in other countries. Visa and MasterCard are accepted at all licensed online casinos, so if the casino is authorized to operate in France, New Zealand, the UK, or other jurisdictions, you can easily use your credit or debit card there.
However, if an online casino has an international license that isn’t recognized in your country, universal payment methods like Visa, MasterCard, and Bank Transfer might not be available. These systems follow local laws strictly, so if gambling is illegal in your area, they won’t process any related transactions. For instance, an Australian player can’t deposit with MasterCard at a casino licensed in MGA or Curacao, since only locally licensed sites are allowed in Australia. But they can still use e-wallets or cryptocurrency, which offer more anonymity.
