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Credit card casinos include those sites that allow its clients to use funds on their banking accounts with the help of Visa, MasterCard, or American Express cards. It is worth to dedicate some time to find good enough websites that would allow players to use their virtual account as a form of payment method. It has many advantages over the standard deposit and withdrawal methods. Many people are searching for an appropriate card casino, as they are not willing to register an electronic wallet or use any payment method other than cards that they already have in their pockets.

There are a couple of reasons why it is such a popular deposit method among all sorts of players. Most people already have a bank account, and they just want to play at credit card casino online, without wasting time on additional sign up process for some payment methods.

In this review, we will look at the pros and cons cards have compared to other payment methods, which USA casinos accept them and what the client should know about using them.

Most of companies here are led by our partners who contribute to our business. Many will say it might affect our choice of companies we write about, and where and how the company is placed on a page. However, we are unbiased and so are our reviews. Our opinions are and will be just our own.

Best Credit Cards Casino in October 2020

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Average Reputation 7.5/10

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USA Online Casino Credit Card Payment Method

A USA casino that takes credit card allows American players to use all sorts of different payment systems with a card as the main deposit and withdraw method. Credit and debit cards remain the widely spread option in the United States.

It is important to admit that a particular card casino may not provide a welcome bonus for specific payment methods like electronic wallets. It is another advantage of using cards online. Bank wires and checks are also popular among clients, but they have one problem – the speed of transactions. It can take up to a couple of days for the operation to complete in case of using these methods.

Most players feel comfortable only with cards. The only possible competitor for cards in terms of safety and speed is a cryptocurrency, but not many websites accept bitcoin these days, not talking about some altcoins.

It’s still a little difficult to get banks to ensure clients that their cards can be used in official US online casinos. For example, in 2015, only sixty percent of Visa and eighty percent of MasterCard financial operations were completed while people were using them for depositing in online United States casinos. But it is still worth to try a card as a payment method. In the worst-case scenario, the player will only get a notification of a declined operation. At least it allows trying out one of the most comfortable payment method available at this moment.

Types of Credit Cards to Use at Online Casinos USA

Those who are willing to use credit card at casino should know about what types of it are accepted online. Visa and MasterCard are the most popular payment methods in most casinos. But there are a lot of casinos that accept financial operations from American Express. While it is possible to both deposit and withdraw at casinos with the help of Visa cards, some sites may not allow to cash out the money with MasterCard or American Express.

A card is a safe enough payment method, so it is not that important which payment network processor players use, as all of the methods are instant and have the same level of security. But Visa and MasterCard remain the most common way of depositing at almost any US online casino.

Credit Card Deposit to USA Online Casino

A card is a good way of making a deposit, as it takes a little to no time for the operation to be complete. By depositing money with the help of this method, players can expect that their funds will be available instantly. The only scenario in which a credit card deposit casino can take a little time for the operation to complete is when the card company would like to check if the transaction is safe enough.

The standard scenario is very simple:

  1. Open up the cashier page on the casino site.
  2. Choose the credit card method.
  3. Fill up the information form with your credit card number, expiration date, CVV code, etc.
  4. Choose the amount of money to make a deposit.
  5. Submit the request and wait a minute or two for the operation to be complete.

Players should be happy to know that there are no credit card casino fees for the deposit in most online gambling sites. Clients will only need to pay interest, in case they will forget to repay their balance by the date specified in the contract with the credit company. The customers don’t have to worry about limits, as the minimum deposit is $10 and the maximum limit is $30,000 for most of the time. But the correct number may vary, depending on a specific US online casino.

Credit Card Withdrawal from USA Online Casino

Online casinos in the US allow their clients to use cards not only for deposits but for withdrawals as well. Unlike in the case of deposits, players should not expect their funds to cash out instantly. Most of the time, it will take up to two business days for the operation to be complete. A virtual credit card casino may not allow using MasterCard as the withdrawal method.
If the casino allows using a card as a withdrawal method, then players should follow the step by step instruction:

  1. Open up the cashier page on the casino site.
  2. Choose the withdrawal function.
  3. Choose the credit card method.
  4. Fill up the card number.
  5. Choose the amount of money to withdraw.
  6. Submit the request.

Most of the time, online casinos only accept Visa for this kind of operation. Withdrawing does not charge any fee. Using a card can be not only comfortable but also more profitable than most other gambling platforms available at this moment. Most US casinos have a limitation in terms of how much money players can withdraw from the site. Most of the time, clients will be able to cash out from $100 to $2,500 per day.

Credit Card Casino Transaction Times and Fees

Comparing credit card casino UK with the US one, American users should expect longer transaction times, but there are no additional fees to pay anyway. Some players might be interested to hear what they should expect from the credit card casino cash advance. A gambling website itself will never charge a player with any additional payment, but the credit company can charge the cash advance of 3 to 5% on any transaction. It is the same percentage that players would face in case of using a withdrawal with cards.

By using either debit or credit, players should expect a fast-enough transaction time at any casino. In the case of deposits, the transaction will be complete within a couple of minutes, but cashing out will take something around 2-5 working days, as the website will need to process an application.

Credit Card Safety and Security

Credit card online casinos provide the highest level of security among all of the modern payment methods. The reason why players should consider using Visa or Mastercard is simple – these systems have been used in the industry for years now. Everybody knows about credit card casino Las Vegas, and in the modern era, it is good to see that players can use their cards online without worrying that something may happen to their funds.

In case scammers manage to take funds from a player’s credit card online casino account (which is hardly possible), Visa and MasterCard can fully reimburse them if the client sends such a request. It is also worth to mention that the customer can enable the two-factor authorization for all kinds of transactions. It will enhance the security of the online casino, and the user will not have any problems with using it for either deposits or withdrawals.

Customers don’t have to worry that something may happen to their funds, as it is possible to deny access by calling the service support team of the bank. In this case, no transactions would be allowed for the card that was stolen or lost. The client can also download an official app from a bank. It helps to manage cards and enable notifications for all transactions. When customers need to confirm the operation, they can use either Touch ID or Face ID for security measures.

Credit Card Advantages and Disadvantages

It is important to know what are the pros and cons of the credit card online casinos. The main reason why it is so good to use Visa or MasterCard is the fact that all deposits are fast and secured. They take almost no time for being complete. In a credit card online casino, players can use a loan that should be paid only after a specific period, which can be an advantage for those who mostly use cash, but would like to place a bet without wasting any additional time to top up their account.

Advantages of a credit card:

  • Easy to use. Players do not have to learn something new, as they probably use their cards regularly for different kinds of payments.
  • The ability to use credit funds. It is recommended to manage the funds and try to use only personal money, but if players would like to make one more bet, they will be able to do that.
  • Security. Visa, MasterCard, American Express – all of these providers have high standards in terms of providing the best solutions for clients from around the globe. They do whatever it takes to provide a high level of security for each client, including two-factor authorization for each financial operation.

It is hard to ignore some disadvantages:

  • Withdrawals. Some US casinos do not provide the option of using MasterCard or any other card provider to make withdrawals even if they allow depositing with the help of any card provider.
  • Rejection. By using a gambling platform based in the United States of America, players may end up having some problems with making a withdrawal, as the operation may be rejected by the bank. A player will need to firstly check out if their card can be authorized with a particular gambling site.
  • Lack of anonymity. The card is linked to a bank account, so it is true – payments are not anonymous.

USA Mobile Casinos accepting Credit Cards

Players should not forget that cards can be used at USA mobile casinos. Many gambling sites allow you to open a credit card online casino on a smartphone or tablet and make a deposit with the help of Visa, MasterCard, or American Express. Players just need to make sure that a particular credit card online casino is available for the US gamblers. Among most popular USA Mobile Casinos the following ones worth mentioning:

  • Wild Casino;
  • Slots.LV;
  • BoVegas.

Before deciding playing games in a specific credit card online casino, players have to make sure that their card is licensed to be used in a mobile casino. Do not forget to check the list of games represented on the site, the maximum/minimum payment limits, and pay attention to what providers the mobile casino supports.

Live Casinos with Credit Card Payments

Live casinos also allow using Visa, MasterCard, or American Express cards. Players only need to find a proper credit card online casino, sign up on the site, open the cashier, select a card and identification method, and then approve the payment via SMS or smartphone notification. Using credit card casino chips is a great choice, as it allows players to instantly top up their accounts to make more bets within the same gaming session. With the card, players would not need to waste a lot of time on depositing, which will allow them to get a much more immersive experience of playing live casino games. Players can enjoy such games as Live Roulette, Live Baccarat, Live Poker, Live Blackjack. Most popular casinos that offer live dealer games with US cards include:

  • Red Dog Casino;
  • Bovada Casino;
  • Cafe Casino;
  • Eclipse Casino;
  • El Royale Casino;
  • Slots Empire Casino.

How to Claim Credit Card Casino Bonus Offers

Many people might have heard about casino credit card rewards. They can be obtained by using one of the specified payment methods. Most websites provide a welcome bonus promotion.
To take advantage of it, the client will need to:

  1. Open the cashier page on the Credit Card online casino site.
  2. Choose a card payment method.
  3. Make a minimum deposit.
  4. Submit the request.
  5. Wait for the successful completion of the operation.
  6. Automatically receive a certain percent of a bonus or several free spins for a specific slot machine.

A casino can provide promotion for users of a specific payment network, so players should visit a promotions section of the site to learn more about how to get great rewards.

About Credit Card Payment

Casinos allow players to make a deposit or withdraw cash with a card. Payments in credit card online casinos work pretty easily. Once players have requested a deposit through the site, they will be redirected to a page with all the info over the transaction. Then they will have to type in the number of their card and choose the identification method to confirm the operation. Once the payment is completed, the account will be funded, and will be able to make bets on the site.

Depending on a card brand, players will get different benefits of using card payment. Visa is accepted in most US online casinos, while MasterCard is only in second place in terms of popularity.

Visa clients have a better chance of being approved while requesting for deposit or withdrawal in the US Credit Card online casino. It is hard to predict if a specific website will have any problems with a specific card as many banks are powered by Visa and MasterCard. If players try to use an American Express card, they should be prepared that the operation may be rejected by the bank in case the casino is not officially licensed for AMEX operations. Only a low number of casinos accept AMEX cards.

Alternatives to Credit Card Payment Method

In the modern era, an average credit card online casino can provide several great alternatives to the standard card payment method. If players can not use Visa, MasterCard, or American Express, they can always count on such digital wallets as Paysafecard, PayPal, Skrill, or Neteller. These systems allow them to make quick payments, but they are less secure compared to the cards. Also, clients have to make sure that they registered an account, as they will not be able to make a payment without an existing digital wallet from a specific provider. If players would like to deposit with Skrill, they will not be able to do that with a Neteller account.

Another alternative is cryptocurrency. A modern credit card online casino can offer a way to fund the account with the help of bitcoin. It takes a little to no time to complete such an operation, and it is great that players can always count on alternatives if they have no chance to use a standard card.

Debit Card

A debit card gives players a chance to make a payment with real money. Unlike in the case of a credit card online casino, players will be able to spend only the money that they have on their account at the moment. It is what differs debit cards from credit cards. Most USA online casinos accept debit payments from MasterCard, Visa, and in some cases, American Express. Debit cards are well secured and can be used for both deposits and withdrawals. Information on these cards is encrypted and players will not have to wait long for the financial operation to be complete unless they cash out the money. In the last case, the operation can take up to 2-5 business days.

Prepaid Debit

Players can often find an alternative payment method – prepaid card. These cards are different from debit cards, as they only store the amount of money that is indicated on the card itself and players do not have a chance of increasing the amount of money. The biggest advantage of such a payment method is the fact that players do not need to worry about their identity, as prepaid cards are anonymous. The only disadvantage is that players will not be able to withdraw money with the help of this method. The card casinos only allow users to deposit with prepaid debit cards.

PayPal

PayPal is a widely spread payment method. It is a great electronic wallet alternative for all casino clients. Almost every internet user from the USA has an account in this system. PayPal is well-secured and protects gamblers’ data. Most operations are instant, so it makes sense that a lot of people are using this method as the alternative to the traditional card payment method.

Other banking options

Last Updated: Oct 16, 2020

(14 votes)

Credit Cards FAQ

1

Yes, it is a safe payment method for gambling, as it allows players to make sure that no third party will be able to steal their data. The client of a card casino can enable two-factor authorization for every operation on the casino site to make sure that no one will be able to deposit without entering the code from the SMS received on their registered mobile phone.

2

No, some online casinos do not allow using cards, but most modern sites accept Visa, MasterCard, and American Express payments. To find more info on that, players will need to read the terms and conditions of a specific casino.

3

Credit card cash advance is the amount of cash tied to the card limit that clients will need to pay back with interest. Every customer has a specific time limit to return the cash without an extra percent. It does not require a traditional credit check. The cash can be withdrawn via ATM.

4

A secured card is similar to the traditional one, except it has a monthly payment that helps to rebuild the credit and show how responsible the client is. It can be used to qualify the possibility of moving on to the unsecured card and demonstrate the card issuer that the client will use credit funds wisely.